5 Holiday Road Trip Safety Tips
An estimated 99 million Americans travel during the holidays with over 38 million of those traveling by car. The traffic alone can cause some serious stress, not to mention winter storms, construction, wildlife, and distractions from inside the car. With all these risks, it’s no surprise that a 2 hour car trip could end up […]
Commercial Transportation Insurance for Your Business
Our country depends on the transportation industry to keep things running. Whether it’s food, fuel, building supplies, or people, we rely on large vehicles and their drivers to safely deliver cargo. Because the demand for consumer goods is increasing and will only continue to increase, the number of large vehicles on the roads is also […]
What Is Uninsured and Underinsured Motorist Insurance?
Did you know that 1 out of 7 drivers in the United States are currently uninsured? This leaves you, a responsible auto insurance-carrying citizen, in jeopardy. Unfortunately, if you are injured or your car is damaged in an auto accident with an uninsured motorist (a driver who does not have auto insurance), you will not […]
When to File a Homeowners Insurance Claim
Your dishwasher floods and ruins your beautiful wooden floors. A tree falls on your fence and knocks it down. A hailstorm dents your roof and smashes in your skylight. Most of us would think to simply file a claim with our homeowners insurance and they will take care of it. Unfortunately filing a claim to […]
Why is Auto Insurance More Expensive for Young and New Drivers?
As a young driver, or parent of a young driver, you might be shocked by how much it cost to purchase auto insurance coverage. Unfortunately, auto insurance rates for drivers under 25 can be double or triple what older drivers pay. So why do young drivers pay more for auto insurance? There are many factors […]
Cycling and Bicycle Insurance Questions
Now that the weather is warm, people are biking to and from work, school, the grocery store, and for exercise. As a whole, the sport of cycling is increasing. However, many cyclists don’t think about what happens should their bike be stolen, damaged, or if they are injured while riding. Here are some common questions […]
What to Do After a Car Accident
Have you ever been involved in a car accident and felt so rattled that you forget what to do next? New and seasoned drivers alike can be so shaken after an auto accident that they fail to complete important steps. Unfortunately, forgoing one small step could result in an expensive and stressful lawsuit. Even amidst […]
Boat Insurance for the Avid Lake-Goers
It’s summer. The hot, humid, draining summer of South Texas. Which means, if you’re not at the pool, you’re at the lake. Hitting the water on a sailboat, Jet Ski®, yacht, WaveRunner® or other personal watercraft is one of the best ways to beat the heat. But it can also be a huge liability if […]
How To Get The Best Insurance Rates
It’s all who AND what you know… Many people think by going straight to the insurance companies they can ‘cut out the middleman’. The parallel may be true with car sales where you pay a sticker price for a physical good that needs to be sold before it depreciates, but that’s not the way insurance […]