Prepare or Prevent

Top-notch insurance & training.

5 Simple Ways to Save on Health Care Costs

Every year health care costs seem to raise higher and higher. Whether it’s copays and premiums, doctor’s visits, or prescription drugs, medical costs can eat up your pay check pretty quickly. High deductible plans are becoming more popular in employer-provided plans, which means you pay more cash out of your pocket upfront. Health insurance plans […]

7 Fall Home Maintenance Tips to Make Your Home Winter-Ready!

Today is the first day of Fall, which means cooler weather is on its way.  As a homeowner, it’s time to consider how to prepare your home for the winter months ahead. One of the best ways to save money is to take preventative measures by making sure your home is in tip top shape. […]

Why is Auto Insurance More Expensive for Young and New Drivers?

As a young driver, or parent of a young driver, you might be shocked by how much it cost to purchase auto insurance coverage. Unfortunately, auto insurance rates for drivers under 25 can be double or triple what older drivers pay. So why do young drivers pay more for auto insurance? There are many factors […]

Boat Insurance for the Avid Lake-Goers

It’s summer. The hot, humid, draining summer of South Texas. Which means, if you’re not at the pool, you’re at the lake. Hitting the water on a sailboat, Jet Ski®, yacht, WaveRunner® or other personal watercraft is one of the best ways to beat the heat. But it can also be a huge liability if […]

How To Get The Best Insurance Rates

It’s all who AND what you know… Many people think by going straight to the insurance companies they can ‘cut out the middleman’. The parallel may be true with car sales where you pay a sticker price for a physical good that needs to be sold before it depreciates, but that’s not the way insurance […]