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Privacy Policy

Your privacy is critically important to us. At JR Carnahan Insurance we have a few fundamental principles:

  • We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)
  • We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
  • We don’t store personal information on our servers unless required for the on-going operation of one of our services.
  • In our blogging products, we aim to make it as simple as possible for you to control what’s visible to the public, seen by search engines, kept private, and permanently deleted.

Below is our privacy policy which incorporates these goals: (Note, this Privacy Policy is used with permission from under the Creative Commons Sharealike license).

If you have questions about deleting or correcting your personal data please contact our support team.

JR Carnahan Insurance (“JR Carnahan Insurance”) operates It is JR Carnahan Insurance’s policy to respect your privacy regarding any information we may collect while operating our website.

Website Visitors

Like most website operators, JR Carnahan Insurance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. JR Carnahan Insurance’s purpose in collecting non-personally identifying information is to better understand how JR Carnahan Insurance’s visitors use its website. From time to time, JR Carnahan Insurance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

JR Carnahan Insurance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs. JR Carnahan Insurance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to JR Carnahan Insurance’s websites choose to interact with JR Carnahan Insurance in ways that require JR Carnahan Insurance to gather personally-identifying information. The amount and type of information that JR Carnahan Insurance gathers depends on the nature of the interaction. In each case, JR Carnahan Insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with JR Carnahan Insurance. JR Carnahan Insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

JR Carnahan Insurance may collect statistics about the behavior of visitors to its websites. JR Carnahan Insurance may display this information publicly or provide it to others. However, JR Carnahan Insurance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

JR Carnahan Insurance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on JR Carnahan Insurance’s behalf or to provide services available at JR Carnahan Insurance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using JR Carnahan Insurance’s websites, you consent to the transfer of such information to them. JR Carnahan Insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, JR Carnahan Insurance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when JR Carnahan Insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of JR Carnahan Insurance, third parties or the public at large. If you are a registered user of an JR Carnahan Insurance website and have supplied your email address, JR Carnahan Insurance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with JR Carnahan Insurance and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. JR Carnahan Insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. JR Carnahan Insurance uses cookies to help JR Carnahan Insurance identify and track visitors, their usage of JR Carnahan Insurance website, and their website access preferences. JR Carnahan Insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using JR Carnahan Insurance’s websites, with the drawback that certain features of JR Carnahan Insurance’s websites may not function properly without the aid of cookies.

Business Transfers

If JR Carnahan Insurance, or substantially all of its assets, were acquired, or in the unlikely event that JR Carnahan Insurance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of JR Carnahan Insurance may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by JR Carnahan Insurance and does not cover the use of cookies by any advertisers.

Handling Customer Complaints and Suggestions

Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting us by email at If you would like to unsubscribe, please email or call 210-587-6968.

Privacy Policy Changes

Although most changes are likely to be minor, JR Carnahan Insurance may change its Privacy Policy from time to time, and in JR Carnahan Insurance’s sole discretion. JR Carnahan Insurance encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a account, you should also check your blog’s dashboard for alerts to these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.