Prepare or Prevent

Top-notch insurance & training.

Personal & Home Insurance in San Antonio

No one likes surprises!

Let J.R. Carnahan expect the unexpected for you so you can enjoy what’s most important in life. Don’t spend time worrying about the risks that your family, home, and business face, let us customize a comprehensive insurance plan for your specific needs. We offer a broad range of coverage at a competitive rate. You don’t have to spend tons of money to obtain comprehensive coverage backed by trustworthy, proactive agents who care about you and your family.

accident insurance, life insurance, for familiesJ.R. Carnahan’s insurance makes it easy to take a family vacation, prepare for flu season, and protect your valuable possessions. Our clients rest easy with affordable coverage for their homes, vehicles, and families. Our dedicated agents will help you develop a specialized insurance policy for your particular needs and unexpected surprises.

  • Life Insurance
  • Health Insurance
  • Auto Insurance
  • Home & Property Insurance
  • Disability Insurance
  • Liability Insurance
  • Travel Insurance

No matter the surprise, our purpose is to help our clients remain healthy and avoid financial hardship. Let us do the leg work in protecting your family with a low-cost, extensive insurance plan.

Contact JR Carnahan to prepare for life’s surprises today!

Auto Insurance

When it comes to auto insurance, don’t over or under insure. You deserve competitive rates and discounts, plus maximum benefits and top-notch service. Get exactly what you need with J.R. Carnahan Insurance.

auto insuranceAsk yourself these questions

  • Do you have the right deductible? The proper discounts?
  • When your premiums go up, does your agent shop for you? Or are you stuck with one choice?
  • Does your agent offer risk management?
  • When you call, does it take forever to get done what you want?

At J.R. Carnahan Insurance, we want to be your agent of choice in Texas. And, hopefully when you take this first simple step, it will be the beginning of a long and beneficial partnership.

Homeowners Insurance

Don’t guess at your coverage. You’ve worked hard to save enough money to afford your own home. Let J.R. Carnahan Insurance protect it.

homeowners insurancePurchasing a home is a huge decision. Whether you’re buying your first or building the custom home of your dreams, an insurance policy through J.R. Carnahan Insurance will allow you to protect your home and your family from risk. Often, in the whirlwind that comes along with buying a home, choosing the right dwelling insurance policy is overlooked. New homeowners are frequently so wrapped up in preparing their household that it can be difficult to steal time to devote to insurance shopping.

When you can’t find the time to spare, J.R. Carnahan Insurance will gladly step in to do your insurance shopping for you. We’ll search the top carriers in the country to find you the best rates. We can also evaluate your current coverage. For example, what deductible does the policy have? Are you eligible for discounts? Insurance agents do not have a specific duty to tell you this information unless you ask them. J.R. Carnahan is an agency you can trust. Your homeowners policy should be part of your family’s overall financial plan. Our approach to protecting you and your property from risk includes getting to know you and understanding your long-term financial goals. Most importantly, it includes staying in touch to adjust your homeowners coverage to meet your ever-changing needs.

Health Insurance

personalHealth insurance is there to protect you and your family from the high medical bills that can pile up when you get sick or have an accident. Having health insurance can mean the difference between getting treatment but still living comfortably, or getting treatment and running out of money. Health insurance helps you pay for doctor visits, prescriptions, necessary types of testing, specialist care, and surgical procedures.

We want to provide you with the best advice and most competitive products available. Whether you’re looking for individual coverage, group coverage for a business, long term care, or any other type of health insurance, we will help design an insurance program for you.

Life Insurance

fitness-332278_640Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At J.R. Carnahan Insurance we can help. Our dedicated team of life insurance professionals understand Texas’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.